Step 1: Decision Making
-Is this a good time to buy a new home?
-Do I foresee any changes in my job or life stage coming soon?
-Am I financially ready and stable enough to afford a home?
-Is renting a better option for me for now?
Step 2: Financial Planning
-How much do I have for a down payment?
-How much mortgage can I obtain?
-Which bank offers the best rates and terms for the amount I need?
Step 3: House Hunting
-Which community or area will be convenient for me and my family?
-Are the prospective properties within my budget?
-What structure, layout, and amenities are essential for my purchase?
-How do I feel when I view the properties?
Step 4: Making a Deal
-What’s my level of interest in the particular property, and what’s the best price I am willing to offer?
-Can I improve my offer if it’s a multiple offer situation?
-What would I like to negotiate with the seller?
